Personal Finance

News and tips on how to make money and save money for everyday Canadians.

The Dos And Don’ts Of Credit Card Balance Transfers

Filed in Personal Finance by on April 21, 2013 0 Comments
The Dos And Don’ts Of Credit Card Balance Transfers

If you have fairly good credit, you’ll be inundated with offers for credit card balance transfers from numerous providers. Your current circumstance will determine if and when you accept any one of these offers. Transferring debt from one card to another will help you save money if you do it properly. Balance transfers are especially […]

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When is a payment on a loan (mortgage, credit cards) considered late?

Filed in Credit Reports, Personal Finance by on April 18, 2013 0 Comments
When is a payment on a loan (mortgage, credit cards) considered late?

Many of like to be in control and proactively review and take advantage of our credit report.  This is the report that shows all of the past and present loans, credit cards, disputes and issues on our credit ratings over the years.  The reports are used to help determine whether you are capable of paying […]

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Identity Fraud Can Happen to Anyone

Filed in Personal Finance by on April 3, 2013 1 Comment
Identity Fraud Can Happen to Anyone

e-Commerce has come a long way since the early 90s, when only a handful a people were aware of online shopping. Most of the Internet usage was for informational research and connecting with friends and family through online chatting. By 2001, According to Statistics Canada, there were 13.4 million online orders made by 2.2 million […]

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Yikes! Late tax filings now impact your Canadian Credit Score

Filed in Personal Finance by on April 1, 2013 0 Comments
Yikes! Late tax filings now impact your Canadian Credit Score

The tax filing deadline for 2013 is April 30th and it is fast approaching. Did you start doing your taxes yet? Canadians are about to get a little more incentive to file taxes on time this year. Yesterday, the Government of Canada quietly passed a bill that will allow them to report any late tax […]

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Debt Counseling Services can Improve Credit Scores

Debt Counseling Services can Improve Credit Scores

Are you finding it difficult to stay ahead of your debt? If your debt is becoming a problem then you might want to look to debt counseling services. These services will provide you with many ways to manage your debt and they can help you overcome your financial problems with expert advice. Don’t let your […]

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Setup a Payment Plan that Works

Filed in Debt Management, Personal Finance by on February 20, 2013 0 Comments
Setup a Payment Plan that Works

Like many Canadians, having credit card debt is a fact of life. Those seemingly small purchases tend to add up over the month and, by the time you know it, you have charged more than you expected. That’s how easy debt can add up. More importantly however, is how you manage and tackle your debt […]

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Debt Management: 4 options to bury the debt

Debt Management: 4 options to bury the debt

Debt problems can have a massive impact on one’s life. Many times when people refuse to accept that they have debt problems the strain put on their relationships can become the catalyst that causes the crack in their professional and personal relationships. The longer they try to ignore the problems the more severe and out […]

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Improve your credit rating while in debt counselling

When going through a debt management plan (debt counseling) usually all un-secured credit gets enrolled into the plan. However, in some cases, loans which are close to being paid off will not be added.  If they aren’t continue to make the minimum payments on them as you wrap up your credit counselling. Let’s say you […]

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