Credit Monitoring

Credit Monitoring Canada: there are several companies in Canada who offer subscription base services to monitor or watch your credit and credit history. These companies will typically alert you of changes to your credit history. There are many advantages to these kinds of services and in this section, we focus more on how they work within the Canadian market.

Avoid fake free offers. Get Credit Reports the Canadian way!

Filed in Credit Monitoring by on October 12, 2017 0 Comments
Avoid fake free offers. Get Credit Reports the Canadian way!

I’ve been in this business a long time and the question that comes up the most is where can I get my credit score or report? Credit reports contain information about your bill payment history, loans, debt, late payments and other financial information. They show where you work and live and whether you’ve been delinquent […]

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Will unpaid cell phone bills affect my credit score?

Filed in Credit Monitoring by on October 12, 2017 0 Comments
Will unpaid cell phone bills affect my credit score?

Unlike some regular expenses such as your mortgage or car lease payments, paying your cell phone bills late will not always affect your credit score. If you miss a payment on your Rogers, FIDO or Bell cellphone bill, the most likely outcome is that you will be charged a late fee on your next bill. […]

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Keeping your credit history safe with with two-step verification

Filed in blog, Credit Monitoring, Personal Finance by on March 14, 2014 0 Comments
Keeping your credit history safe with with two-step verification

Online credit fraud will naturally see an increase as Canadians become more comfortable doing shopping or banking online. In fact, online banking has seen an exponential increase partly because of the convenience of being able to pay bills and transfer money while at home. Identity theft techniques can range from unsophisticated, such collecting your information […]

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Credit Monitoring: Garbage in – Garbage Out

Filed in Credit Monitoring by on December 10, 2013 0 Comments
Credit Monitoring: Garbage in – Garbage Out

You probably heard this a million times already and you will hear it again, check your credit reports regularly.  Credit card fraud and identity theft is on the rise and you don’t want to be caught with bad credit history. Banks and credit card companies have come together to help teach their clients how to […]

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How can credit monitoring help rebuild credit?

Filed in Credit Monitoring, Credit Reports, Personal Finance by on September 20, 2013 0 Comments
How can credit monitoring help rebuild credit?

If you have previously gone bankrupt and are in the process of getting your credit score back up, you can really help your efforts by regularly monitoring your credit. Using that service allows you to get regular progress reports on how your credit looks. Any good Canadian credit monitoring service (also referred to as Credit […]

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Why Credit Monitoring is Important?

Filed in Credit Monitoring by on September 10, 2013 0 Comments
Why Credit Monitoring is Important?

If you want to keep your financial well-being in good standing, Canadian online credit monitoring is essential. By frequently checking your credit, or having a monitoring service do it, you add a new layer of protection to your credit. Having a good credit in Canada means improving the chances of being able to buy a […]

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What are the Benefits of Credit Monitoring?

Filed in Credit Monitoring by on August 26, 2013 0 Comments
What are the Benefits of Credit Monitoring?

Credit monitoring services are in place to provide you with information about your credit history, most notably when suspicious activity takes place. The type of activity they generally report includes an increase in credit card usage, new accounts being created, suspicious spending activity, credit inquiries, purchases made in unlikely locations, delinquencies, and a whole lot […]

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How to choose a credit monitoring service?

Filed in Credit Monitoring, Credit Score by on August 23, 2013 0 Comments
How to choose a credit monitoring service?

Choosing to regularly monitor your credit reports is a smart financial decision. Your biggest problem will likely come in deciding which of the hundreds of different credit monitoring services to use. Most only offer services to residents of the US. Read on to get some tips that should make the decision a whole lot easier. […]

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How to Protect Against Identity Theft

Filed in Credit Monitoring, Personal Finance by on August 20, 2013 0 Comments
How to Protect Against Identity Theft

Identity theft is a relatively new problem, aided by online banking systems, credit cards, and Canadian social insurance numbers. The number of incidences of identity theft has continued to grow rapidly since the first cases started showing up in the 1990’s. By 2005, the number of Canadians victimized by the crime has reached close to […]

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